Why is adding positive trade-lines just as important as removing negative items?
There are 2 essential reasons for a low credit score; having negative items and/or having a thin credit profile. Having a thin credit profile means you do not have enough positive credit to generate a healthy score. That's why it is extremely important to tackle both aspects concurrently. The road to good credit is significantly shorter if you’re building positive credit at the same time you’re getting rid of any negative items on your report.